Securing a Credit Report

Lenders who offer private loan categories to students will review the credit report of the borrower (and co-signer). It may be wise to request a copy of your credit report prior to applying for a private education loan.

*All persons are now able to obtain a copy of their credit report from all three agencies free of charge once every 12 months.

The following is a list of credit reporting agencies, their address, phone numbers and websites:

Equifax Encite Program
PO Box 740249
Atlanta, GA  30374
(800) 685-1111
www.equifax.com

Experian National Consumer Assistance Center (formerly TRW)
PO Box 949
Allen, TX  75013-0949
(888) 397-3742
www.experian.com

Trans Union Corporation Consumer Disclosure Center
PO Box 390
Springfield, PA  19064-0390
(800) 888-4213
www.tuc.com

If you wish to stop receiving solicitations for credit cards and the like, you can easily opt out by visiting this site: https://www.optoutprescreen.com/?rf=t.

Please contact the Tepper School's Financial Aid Office for more information.